Retirement sentiment

Retirement sentiments differ a lot. For some people it marks a new beginning while for others it is simply the end. A very driven person who thrives on his job is very likely to dread retirement while a person who hates his job and only puts up with it for his bread and butter would be very excited to finally get his retirement. But retirement sentiments of this kind usually happen only at the waiting period. The opposite is what happens when these people actually live through their retirements.

Most people who love their jobs are much likely to prepare for their future. These are generally the type of person who plans ahead and actually puts the plan into action. And people who love their jobs usually earn more, this means a higher retirement pay. As for people who are not satisfied with their jobs, they usually just live through the present, not bothering to plan for the future.

Consequently, those who plan for their retirements (in this case the people who love their jobs), are likely to reap better fruits in the end. That is, a very comfortable retirement. Even if they are unhappy to leave their jobs, this is usually just at the beginning part of their retirement years. The convenience of a comfortable lifestyle without worries of deadlines is usually enough to change their minds. As for those who do not plan for their retirements, they usually greet the arrival of retirement with cheers only to dread the later years. They are soon to find out that their security system and pension are unable to compensate for their idle lives and increasing medical bills.

But it should not really matter what your retirement sentiment is. The important thing is that you plan for it anyway. Retirement will come whether we like it or not, just as we are bound to deteriorate with the coming of age no matter what anti-aging treatment we take. Everyone should have a picture of the kind of life they will live during their retirement years, and should be working towards putting this picture into reality.

If you wish to live a comfortable life during your retirement years, do not rely on Social Security or pension plans. I suggest you invest on something that promises long-term benefits. A good investment is on the so-called “silent money” or money that earns by itself, without your direct control. Silent money can come in the form of stocks and bonds. Stocks are better though if you are saving for retirement because they offer more long term benefits.